Insurance vs. Self Pay?
Considerations for Using Health Insurance for Mental Health Care:
Pros:
Cons:
Alternatives:
Insurance Panel and Rates:
Opting Out of Insurance:
Feel free to reach out if you have any questions or need further clarification!
Telehealth Sessions Available In Georgia and South Carolina
Offering Services on GrowTherapy, Headway, Teladoc and Amwell.
404-625-3031
[email protected]
In case of an emergency please contact your local hospital,
call 911 or the National Suicide Prevention Lifeline: 1-800-273-8255
COUNSELING-HYPNOTHERAPY-VIDEO/PHONE-CONSULTATION-SPEAKING
Pros:
- Cost-Effective: If your provider is covered, using insurance can be cost-effective.
- Utilizing Benefits: If you have insurance, it makes sense to make the most of your benefits.
Cons:
- Privacy Concerns: Using insurance may compromise privacy between you and your therapist.
- Confidentiality Sacrifice: Insurance companies may ask for personal information affecting your confidentiality.
- Diagnosis Disclosure: You'll receive a mental health diagnosis on your permanent medical record.
- Session Limits: Insurance may limit the number of sessions allowed per year.
- Changing Plans: Your therapist might not be covered if your employer changes insurance plans.
- Marital Therapy Coverage: Insurance rarely covers marital or relationship therapy.
Alternatives:
- Financial Flexibility: Consider adjusting session frequency or duration based on affordability.
- Therapy Purpose: Therapy is not just about treating mental illness; it can be a tool for personal growth.
Insurance Panel and Rates:
- 4Thought Counseling is on panel with Aetna, Anthem, Blue Cross/Blue Shield, Humana, and United Health Care.
- Offers Out of Network (OON) Benefits with Cigna.
- Insurance may cover in-person sessions, and during the pandemic, Telehealth sessions are considered.
- Self-pay rates range from $90 for 30 minutes to $425 for 3 hours.
Opting Out of Insurance:
- Complete and sign form opting out of insurance.
- Revocation option available if you change your mind.
Feel free to reach out if you have any questions or need further clarification!
Telehealth Sessions Available In Georgia and South Carolina
Offering Services on GrowTherapy, Headway, Teladoc and Amwell.
404-625-3031
[email protected]
In case of an emergency please contact your local hospital,
call 911 or the National Suicide Prevention Lifeline: 1-800-273-8255
COUNSELING-HYPNOTHERAPY-VIDEO/PHONE-CONSULTATION-SPEAKING